Para sa Seafarer na tulad mo, andito kami.

Mabilis. Maaasahan. Walang hidden fees.

LOAN PROCESS

Now Accepting Seafarer Loan Applications!

Madali lang mag-apply.

Step 1: Gather Your Documents
Prepare the following:
- 2 Valid Government IDs
- Seaman’s Book
- New or Current Employment Contract
- Valid OEC
- Proof of Address or Billing Statement
1
Step 2: Pre-Processing
Message us on our facebook page for initial screening of your requirements.
2
Step 3: Final Processing
Wait for our credit team to check if you are eligible for a loan so that we can set an appointment with you at our office.
3

ABOUT US

Lighthouse Lending Corp was formed with the main goal of providing loans to Filipino seafarers. The company aims to assist seafarers in bridging their funding gap as they await to be deployed. We focus on hardworking and honest seafarers who use our loans to invest for their retirement, their children’s needs, and for life emergencies.

Lighthouse endeavors to work with Filipino seafarers to improve their quality of life. Along their journey, Lighthouse hopes to help them develop good financial habits and encourage them to make smart investments in their family’s education, homes, and other assets. The goal is to help them be financially responsible and help them plan for their futures. We operate on mutual trust and intend to build their credit profiles to aid them in their financial planning later on.

OUR VALUES

COMPASSION

We treat our customers with compassion and understand their individual situations which in turn will allow us to have a deeper understanding of their credit quality and character.

TRUST AND TEAMWORK

We work as a team and trust each other to perform our jobs properly and correctly.

ACCOUNTABILITY

Each of our employees feels a sense of honor and responsibility for their roles.

WHAT WE BELIEVE IN

OUR MISSION

To empower Filipino Seafarers by providing them loans and guiding them to be financially responsible.

OUR VISION

To be the leading provider of loans to financially responsible Filipino Seafarers.

FAQS

Who can apply for a loan?

We currently accept applications from:
 Active Filipino seafarers with valid OEC and a current employment contract

Our head office is in Makati City.

Submit your documents online for pre-processing. Final steps and loan release are done in person at our office.

What documents do I need?
– 2 Valid Government IDs
– Seaman’s Book
– Valid OEC
– Current Contract
– Proof of Address or Billing Statement

Typically within 2 hours after all documents are submitted

₱50,000 to ₱500,000 depending on income and credit evaluation.

Interest rates & terms:
Competitive rates, with flexible repayment terms from 3 to 9 months.

– Over-the-counter bank deposits
– Online bank transfers
– Payment centers (Cebuana)
– UnionBank Upay
– Salary deduction via allotment

Contact us via:
– Email
– Phone
– Facebook

Late fees may apply. Contact us immediately to explore restructuring or extension options.

Yes. We follow strict data privacy and cybersecurity standards.

No. We only use your information to process your loan and manage your account, unless required by law.

How can we help?

We understand that seafarers often face unstable income schedules due to the nature of their employment. Seafarer loans help bridge funding gaps  to support family needs, cover emergencies, or finance personal goals such as home improvement, education, or business investments. 

Have questions or need assistance with your loan application?

Please contact us—we’re here to help!

GENERAL ENQUIRIES